With so many steps, processes, and real estate terms, purchasing a home may seem like an overwhelming and daunting task. To guide you through the process, we prepared this simplified guide to buying a home for you to use as a reference throughout your transaction. If any questions arise during your transaction, your agent is prepared to offer you with guidance and clarification.


  1. Meeting with and selecting a Real Estate Agent
    At JODI Group we have a team of committed brokers and Realtors® ready to serve you with your real estate needs. It is crucial to find a real estate agent you can trust, as he or she will be working closely with you to help you find your dream home.  Our agents will assist and guide you throughout your transaction with their extensive market knowledge, from determining your budget to negotiating your offer with a seller.
  2. Determining your budget & getting pre-approved
    To get an accurate idea of which type of mortgage you need, you'll need to meet with a lender before you begin your search for properties.  Your lender will introduce you to a variety of available financing options to choose from, and can pre-approve a loan that will help make buying your dream home a reality.
  3. Finding your Dream Home
    Once you select the right agent for you, and your lender pre-approves a loan, you are ready to begin searching for your dream home!  Your JODI Group real estate agent will assist you by searching for and showing you homes within your specifications, including property features and budget.  To ensure a successful search, maintain open communication with your Realtor® and share as many details about the home you are dreaming of.
  4. Making an offer to purchase
    Once you find the perfect home, your JODI Group agent will draft a purchase agreement, which includes your offered purchase price and terms.  Your Realtor® will advise you on standard real estate procedures, regulations, and contingencies.  Your real estate agent’s strong knowledge and negotiating skills will help you reach the best agreement.
  5. Opening escrow
    Once the purchase agreement has been accepted and signed by all parties, escrow is opened and you will deposit earnest money into the escrow account.  An earnest money deposit is typically 3% of the down payment.  From this point on, the Escrow Company will handle all funds connected with your transaction.
  6. Entering the Contingency Period
    The contingency time period is specified in the purchase agreement.  During this time, several items must be obtained and approved.  You will work to meet contingencies specified in the purchase agreement, such as obtaining property inspections, an appraisal, and final loan approval.  You must also provide an effective homeowner’s insurance policy by the close of escrow.  The seller will work to complete all transaction documents including, but not limited to, required disclosures and any other existing inspections or reports on the property, and provide them to you during this period.
  7. Closing escrow
    To close escrow you will need to schedule a wire transfer or provide a cashier’s check in the remaining amount of your down payment and closing costs.  Closing costs are the necessary expenses that accrue over the period of your transaction and include loan fees, title fees, appraisal fees, and escrow fees.  You must also review and endorse all loan documents from your lender.  Once all conditions of the purchase agreement have been met, you will sign closing documents.  Escrow will close once the lender funds your loan and deposits the balance of the purchase price.  Finally, the County Recorder’s office will record the deed in your name and you will officially be the new owner of your home!

Buyer Services

Buying a new home in the San Francisco Bay Area is an adventure for both you and your real estate agent. The services your JODI Group agent will provide you with include...

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Find a Realtor®

Our team of real estate professionals are ready to serve you.  To learn more about our agents, click on their photo to read a short biography.

Meet the JODI Group Team »

Browse Current Listings

Take a few minutes to browse our current inventory and past listings.

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The Buying Process

Our Realtors® are prepared to help you negotiate offers in the Bay Area's extremely competitive real estate markets. Below is our seven step Buying Process, and a fun download with a road map to purchasing your home.

JODI Group, Inc.

2131 19th Avenue, Suite 202

San Francisco, CA 94116

t. 415.661.3232

f. 415.661.3233

© 2015 JODI Group, Inc. All rights reserved.


Some information on this website has been provided by sources JODI Group, Inc. deems reliable. JODI Group, Inc. makes no warranties, representations, or guarantees of any kind as to the accuracy of this information. Potential sellers and buyers should take all steps necessary to satisfy themselves regarding the information contained herein.

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